Pay Later

Klix Pay Later

Klix Pay Later allows e-store visitors to make a purchase today and pay for it later.

Provides fully remote, secure and fast loan processing in online and in-person stores. Fully remote loan processing in 4 simple steps:

  • Authenticate; 
  • Fill out the application; 
  • Get quotes within 5 minutes; 
  • Sign an agreement with Smart ID, AS “Citadele banka” internet bank or eParaksts.

Who can purchase goods using a loan?

  • Any permanent resident of Latvia, Lithuania and Estonia;
  • The borrower must have a permanent official monthly income; 
  • Borrower's age: from 18 years old.

Information about paying for a purchase using a loan:

  • To apply for a loan, you need a qualified Smart-ID or AS “Citadele banka” internet bank, or eParaksts, as well as a passport or ID card;
  • Any permanent resident of Latvia, Lithuania and Estonia can purchase goods using a loan;
  • The borrower must have a permanent official monthly income;
  • Borrower's age: from 18 years;
  • Loan amount: from 70.00 EUR to 7000.00 EUR;
  • Loan term: from 3 to 36 months;
  • Down payment from 0%;
  • More information about the Klix Pay Later solution can be found here. - https://klix.app/en/klixpaylater/Klix Pay Later
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